This book uses some common sense analysis of both technological advances and people's changing attitudes toward the role of government. The author also looks at the way the banks have controlled the government up to this point. This ﬁnancial model is shown to be at the breaking point for various reasons. The author gets the reader to see that we are at a tipping point whether we are ready for it or not. Rather than a doom and gloom book this is an optimistic look forward toward a future that will be beyond our wildest imaginations.